eSewa Guide: Wallet Setup, Load, Send and Safety
Use eSewa confidently: account types, loading money, sending, and avoiding fraud.
By DigitalNepal · Updated 2026-09-15 · Verify current figures on official sources
eSewa is Nepal's widely used digital wallet for top-ups, bills, transfers and merchant payments. Limits and charges change, so verify current figures in the app before large transactions.
Steps
1Create and verify your account
Register with your mobile number and complete KYC as prompted for higher limits.
2Load money safely
Load via linked bank, mobile banking or agents. Confirm the amount on-screen before approving.
3Send with confirmation
Double-check the recipient number and name shown before confirming any transfer.
4Protect your PIN and OTP
eSewa staff never ask for your PIN or OTP. Anyone who does is a scammer.
Good to know: Verify current charges and limits inside the official eSewa app - third-party blogs often show outdated figures.
FAQ
What if money goes to the wrong number?
Contact eSewa support immediately from the app. Recovery is not guaranteed, so always verify first.
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