ConnectIPS
How to Create a Payment Gateway for Nepal Business (Real Path)
Aggregator vs direct bank integration, documents, timelines and costs - honestly explained.
By DigitalNepal · Updated 2026-10-04
Most Nepali businesses don't build gateways - they integrate existing ones (wallets, FonePay rails, bank APIs). Building your own licensed switch is a different universe.
Steps
1Choose integrate over build
Unless you're a licensed PSP, integrate aggregators. Faster, compliant, supported.
2Prepare KYB documents
Registration, PAN/VAT, bank account, website with refund/privacy policies - providers checklist these.
3Test in sandbox
Success, failure, refund and webhook flows before a single real rupee.
4Go live gradually
One payment method live, monitored a week, then expand. Keep manual fallback ready.
Good to know: 'Instant gateway approval, no documents' sellers are scams. Real onboarding always verifies the business.
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Last verified: not set · Last updated: 2026-10-04
DigitalNepal.tech is an independent informational platform and is not affiliated with the organization mentioned unless explicitly stated.
FAQ
How long does integration take?
Days for links/plugins, weeks for custom checkout with testing. Docs quality varies by provider.
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